FY24 numbers on 6 figure portfolio:

Gross Interest `21,000
RWT `4500
Fees `4500
Collection costs `250
Bad Debt writeoff `4000

This is on a good portfolio whose 12%+ NAR dropped to 10.84% this FY. And we have a ways to go yet before all (`200) loans are paid off...

What did the investor make?

How to avoid public scrutiny, public discussion on performance, loan quality, loan management?
Shut shop!
Shut public discussion!
Go scot free...!

Well done Lending Crowd!!