HMY - Harmoney Corp Limited

[percy]

https://cdn-api.markitdigital.com/ap...4948-2A1527514

[nztx]

https://cdn-api.markitdigital.com/ap...4948-2A1527514

Cash NPAT - Down in most recent 2024 Half

Tightening Interest margins

Credit Losses UP over 3 periods

What will further tightening times bring ?

It might be some time before smell of a Div surfaces

[Dlownz]

Cash NPAT - Down in most recent 2024 Half

Tightening Interest margins

Credit Losses UP over 3 periods

What will further tightening times bring ?

It might be some time before smell of a Div surfaces

Nztx. Come on you should know this company better. I don't see them ever paying a dividend. Keep reinvesting that money. Less money needed fro. The bank a greater return. You seem a little negative on this one. But it reached bottom. Just need ms to get off the floor and stay off. It's coming I'm telling you 😁.
Haven't seen rawz on here wonder if he still holding

[Rawz]

Nztx. Come on you should know this company better. I don't see them ever paying a dividend. Keep reinvesting that money. Less money needed fro. The bank a greater return. You seem a little negative on this one. But it reached bottom. Just need ms to get off the floor and stay off. It's coming I'm telling you .
Haven't seen rawz on here wonder if he still holding

I sold out to buy 2CC.

I still follow and read each update.

HMY need to make statutory NPATs in these dark days, thats the only way the market will get excited. Its hard for HMY because the customer acquisition costs are quite high, even though the repeat business is free, the market cant see past this.

One to watch

[Dlownz]

I sold out to buy 2CC.

I still follow and read each update.

HMY need to make statutory NPATs in these dark days, thats the only way the market will get excited. Its hard for HMY because the customer acquisition costs are quite high, even though the repeat business is free, the market cant see past this.

One to watch

Fair enough.
I'm sitting on this one.
Taking my time on things a bit more these days. Vista was another good one when started getting into it in Jan 23. Watched it go up and down a few times before it really kicked into gear. Hmys certainly taking longer but I know it's coming.

[Rawz]

Fair enough.
I'm sitting on this one.
Taking my time on things a bit more these days. Vista was another good one when started getting into it in Jan 23. Watched it go up and down a few times before it really kicked into gear. Hmys certainly taking longer but I know it's coming.

HMY will go really well when we come out of this cycle.

NIM will go back to the 10%+ range and impairments will drop substantially. FY26 onwards the profits will grow steadily and then it should re-rate towards $1

[Rawz]

HMY will go really well when we come out of this cycle.

NIM will go back to the 10%+ range and impairments will drop substantially. FY26 onwards the profits will grow steadily and then it should re-rate towards $1

just replying to this in case i delete it

[Tony Two Gloves]

Tend to agree, looks well placed to perform when rates start to decrease. Getting their marketing costs under control slowly and I think this will easily hit $1.00 again but I really think it may be the end of 2025. Have been accumulating over the last few months and now have a bag full so the waiting game commences.....