I guess my best performer for the calendar year would be AFT up over 60%. SUM AND HLG more around the 40%. Remember the falls in late 2018 allowed our calendar year gains for 2019 to look good.

I have an monthly A/P to donate to Cancer Society $25. And I give sporadically to particular disasters eg Vanuatu, Syria and Yemen through various organisations. We are so bloody lucky to be Kiwis.