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At least with Ryman it's a 2-way street and they're happy to take the risk on Capital Loss.
This one of their 9 guarantees...
No Capital Loss
It will be important to you and your family that you have certainty regarding the amount you are repaid when you leave the village, and that you are not exposed to any capital loss when the unit is on-sold.
“We guarantee to repay you the balance of your occupancy advance, and that the amount repaid will not be affected by a decline in the value of the unit.”
Reference. http://www.rymanhealthcare.co.nz/the...ind-guarantees then click guarantee #7
I don't know what SUM & Metlife's policy is in this area.
Last edited by Vaygor1; 04-09-2015 at 12:46 PM.
Reason: typo.
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