I wonder if the shareholders of Kiwibank have ever considered buying Heartland...
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I wonder if the shareholders of Kiwibank have ever considered buying Heartland...
I'd move my ASB home loan to Heartland if it was not locked in for 2 more years but really considering moving my saving from kiwibank to them. In the meantime maybe I should just keep accumulating HGH shares.
Heartland making the news big time today
I'm subdividing/building, too bad Heartland don't finance new builds :(
https://www.nzherald.co.nz/business/...AANIAHO46WWSU/
I honestly never thought I would see the day you could borrow money at 1.99% !
If nothing else, it's a neat bit of publicity for HGH to be the first to go sub 2%. They've tended to have relatively good TD rates until recently haven't they? I guess that's going to change, if it hasn't already.
How the hell Heartland going to make any money ???
I wonder if this was somehow developed or driven off the back of the very efficient Harmony digital platform? If so and they truly have found significant cost savings because of it, it could really be quite successful for HGH and disruptive for the industry as a whole...anything to stem the flow of billions in profits to Oz banks has to be a good thing.
"How the hell Heartland going to make any money ???"
classic , im sure our grandparents would be thinking Deja Vu.
A retired teacher aged 87 simply said "here we go again"
No we can't have such flippant barking mate. I have taken it upon myself to do something about marketing these new mortgages as you can see ;) https://www.heartland.co.nz/
https://tmmonline.nz/article/9765176...est+ever+in+NZ
Still can't figure out why my applications get denied, I'm an easy tick on every single condition.
Only thoughts are I'm not borrowing enough?
- a NZ citizen or permanent resident, over 18 years old - TICK
- looking for a home and have a 20% deposit, or already owning a home and have at least 20% equity - TICK
- planning to live or currently living in the property - TICK
- able to meet the repayments over the requested loan term from your salary or wages - TICK
- a standalone, single section house that is freehold, cross lease or on a unit title - TICK
- owned or purchased either joint or individually (not in a trust or company). - TICK
- located in a major centre - TICK