Originally Posted by
fungus pudding
And that's fair enough. I avoid using it as I would rather not impose a charge on the retailer although when it was free I did use it. It is certainly easy to just swipe your phone, and makes for one less plastic card to cart around everywhere. Would be a better system if it accessed a current account rather than a credit card. So when the fees come down, and it can give me a choice of accounts to debit, I will use it a lot - but I still don't expect or want the govt. making the rules. It's not their place to stick their noses in.