I've sold 50% of my RYM holding this year and put all of the proceeds into SUM. Have since been accumulating more SUM and the ratio now is 25% RYM and 75% SUM with the retirement sector being around 28% of my NZ portfolio.
Back in 1994 I thought the retirement sector would be a good investment and bought MET but was forced to sell in 1999 and haven't held MET since :ohmy: