Immigrants - you are a bit behind on the policy ...
https://www.bbc.com/news/world-asia-45199034
I never said I agreed with where interest rates are , just that supply was the issue and putting rates back to 5 % isn't going to change this.
I am glad you agree that supply is the issue , I also agree that the social housing waiting list is going North and have little faith in the current governments ability to do anything about it. The sharp increase in the waitlist imo is caused by the tougher landlord rules around tenants .... So more regulation just like foreign buyer ban that has had a negative effect ....
" The last thing I want is for interest rates to go up ?"- For every dollar of debt I actually have 16 investable dollars so you are wrong on that point as well.
You sound a bit sore about low rates , maybe stop fighting it go with the flow , adapt your investment strategies to the current market .....