One thing that Turners have is scale, so in whatever they do it should be at scale. I am looking fwd to seeing what Oxford finance is growing at. I think that part of the business will do well over time, regardless of whether we buy cars from their sites or not. The other area that will be interesting to watch is the Mechanical insurance part, for most people who buy 2nd hand - the fear is there to include mechanical insurance. Before everyone jumps down my throat, yes I know new cars are quite reasonably priced these days....but you cant beat buying the same car with a few kms on the clock at a fraction of the new car price - its just human nature to find a deal. Anyways only time will tell how Turners will do.