For those that don't have the time or inclination to read the full report what is extremely impressive is that the interest rate margin for the June 2014 quarter was 4.94% up from 4.45% in the previous quarter and 4.27% in the previous corresponding period. This is a key leading indicator for the current years profit.
HNZ's margins are significantly more than double the entire sector average which was 2.28%.
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