Funding is not an issue until a person capital drops below the thresholds I mentioned above.
Bottom line is Aged care costs. First person to pay is those that can afford it. If they cant the State will pay.
If the "government" (the health professionals) declares a person wil go into care (you cant actually force a person into care) then that person will need a bed at the care level required. A basic bed is a basic bed and everyone gets equal dibs on it. A bed, with say an ensuite, is not a basic care so it stands to reason that those that can afford it will get dibs on that bed. The state doesn't pay for "extra's"