Thanks, a good reminder that Harmoney is supported by high quality management, board, and shareholders.
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I'm getting different numbers:
"2018-05-27","784239575.0","42189"
"2018-06-03","785984775.0","42254"
$1,745,200 and 65 loans
It seems likely the date listed is the week starting date.
From here https://app.harmoney.com/api/v1/public/statistics/investor/volume-over-time
...but yes, I now see that slingy is correct in that the date is the week starting date and thus there was only 1 day's worth of loans in that (first day of the) week. My bad!!
Yeh completely. Although platform is averaging 20% with a lower average interest rate!
Just for Kicks. Not the most useful comparative stat, as ignores the hazard curve.
Platform RAR 9.94%
Platform Fee (2.91%) (assume ave 17.5% fee)
Platform Chg (3.76%)
Platform Adj RAR 16.6%
Platform Arrears (3.8%). So potential Platform RAR of 6.14% if all Arrears go bad.
My Portfolio
RAR 14.19%
Fee (3.6)%
Chg (0.4)%
Adj RAR 18.2%
Arrears (9.3)%. Potential return 4.9%.
(Arrears taken as all outstanding principal aged beyond 1 day on order report, some of which Harmoney show as "current")
Just logged in to check if I had any payments come in lately. Checked the marketplace, 0 new loans in last 24 hrs.