I used to worry about when or not to enter but with IFT I purchased in 2016 (3600), 2018 (3600), 2019 (965), 2020 (765) and with a couple of reinvestments (68 & 86) my average price is $3.45. My Sharesight records show I have received 6.31% divies and 23.56% capital gain for an overall return of 26.42%pa. It's making the decision is the hard bit but in my case I am a very happy investor in IFT.