No intention of selling my resonably fuel efficient big block which does between 4.5-5k per liter of 98, besides I only do around 2000k a year in it tops so doing the planet a big favour, dang that's only 38k/week on average.
"Utes are categorised as a commercial vehicle exempt from FBT, unlike a passenger car.
And if you buy the ute as a business, even if you don’t need to cart around tools or livestock, you can also reclaim the GST."
"In that same year (2017)we bought nearly 37,000 double cab utes almost all of which were diesel-burning gas-guzzlers."
Yeah I just bought a Ute recently. A 2.5L gas guzzling Nissan Xtrail. But I need something that can tow the caravan. It is also 4 wheel drive so that works nicely out on the farm and when doing wheelies on the river bed (sometimes need the 4wd if you get stuck) and out in the boggy paddock. Great fun.
Really interesting and pertinent.You could set up your own personal Bog Blogg :t_up:
Turners 'Autosure' is given a bollocking in the Oct/Nov 2018 Consumer magazine. Some quotes from the article 'Taken for a ride'..
"Mechanical Breakdown Insurance is heavily promoted."
<snip>
"While the insurance holds little value for consumers, it is likely to be a tidy earner for car dealers and insurers. Policy exclusions and claim caps mean the situations in which insurers have to pay out and the amount they pay are heavily ring fenced."
The exclusions mentioned apparently include 'design faults' and anything considered the result of faulty repairs. The cap on each repair can be as low as $2,000 and policy holders must still pay an excess for any claim. Not covered area vehicles battery, shock absorbers , exhaust system, catalytic convertor and brake pads. That sounds fair enough as these are 'wear and tear' parts. But also not covered are airbags, drive belts, seat belts, as well as audio systems and keys. Manual clutches are not covered, but it seems automatic transmissions are (? ).
Oh yes and if your servicing is done at a garage not recommended by Autosure, then your warranty is void as well. And it doesn't cover pre-existing faults either. Lots of ways here for Autosure to slip out of the payment on policy net.
"Autosure is provided by DPL insurance (Turners Automotive Group owned) , with DPL being behind three if the six policies we reviewed including Turners own brand cover and Marac Insurances offering" (that is Heartland retailed I think).
We shareholders look to have the best end of any 'Autosure' deal?
SNOOPY
Agreed.
The same sort of issues could be said for medical insurance,travel insurance, and as most ChCh residents will tell you, home insurance.
When taking out any insurance policy you need to understand what the policy covers.
Buy a new vehicle and the warranty is usually only valid if maintance/service has been done by an approved dealer's service deptarment.
A good number of vehicle buyers will find "Autosure" a peace of mind insurance.
ps.I was really peeved off I did not take the extended waranty the shop salesman tried to talk me into when I brought a new computer a few years ago.Offcourse the computer gave up the ghost two months after the manufacturer,s waranty expired.Cosumer do not like extended warantys either.
Its not so much whether the policies are unreasonable or not. We could argue their value either way. Its whether they are seen to be reasonable or not, and I think these situations not only draw customer pushback and destroy brand reputation but also attract regulation - all of which means they are unlikely to remain as profitable as they were.