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Paint us the scenario then of how PLX clips the ticket on a payment system - without McD being involved - bearing in mind that payment systems like Etfpos, Credit Cards, Applepay, Alipay etc etc proliferate already. These companies have the scale and the credibility & add value to McD in that McD needs them to facilitate sales - what has PLX got?
Eftpost, Credit Cards etc as you say have scale and credibility and facilitate sales. That is usefull but that is all they do.
PLX is working also on scale and credibility, but PLX is also working on creating repeat purchasing through the use of their app's.
The ability to stay in contact with the end customer is what appeals to the companies and is the feature the companies do not have with their current payment facilitators.
Many of us already give our utility companies access to our accounts to pay bills, it would be a logical step if we give companies (maybe through a third party) access to our accounts.
What could be easier, order a burger on a app and payment is automatic.