we need someone on this thread like "Franco" me thinks :t_up:
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Winner, you crack me up....if you apply EMA's, not SMA's you will see nothin' :D
All honky dory on the nz banking scene says Moody's
As heartland has the less exposure than most and is best in breed maybe a ratings upgrade Percy. Did Craig's mention that?
http://www.sharechat.co.nz/article/7...mp-moody-shtml
Well I missed all the fun.
6.30 am flight to Auckland to buy books, and home half an hour ago..
That CEN lolly scramble would have been fun.
I think I remain the only person on sharetrader without a cell phone..!!
HNZ is not moving back up as quickly as I thought.The latest research from First NZ Capital, with a target price of $1.40 and projected return,which includes divies of 27.5% has not been noted by the market. Quess everyone is too busy with the CEN lolly scramble.
I don't think they mentioned it this time.Usually make me laugh by covering themselves,"upside risk".
I must admit to being happy with upside risk..!!In fact very happy.
Credit rerating for HNZ?..Why not? I think HNZ would like another rerate. I would think HNZ would not be talking capital management,until they have Fitch on board.I would expect The Reserve Bank is very happy with HNZ's performance.
We go back to what HNZ have said;"We want to be the best,not the biggest."
By the side.I noticed a lot of "for lease",,and "for sale" signs in the Northshore today.Surprised me.
[QUOTE=winner69;584445]All honky dory on the nz banking scene says Moody's
As heartland has the less exposure than most and is best in breed maybe a ratings upgrade Percy. Did Craig's mention that?
69...
Bigoted I am ... Who is not ???
Racist is another story...
HONKY dory..
I most definitely am pedantic..
I really think you mean ...
H U nky Dory .. :-))
Its not just about the quantum of exposure, but also the quality of exposure including their concentration risk. watching....
Sorry if you are offended janner ..... but honky dory seems all honky dory if the Urban Dictionary is anything to go by
http://www.urbandictionary.com/defin...erm=honky+dory
Top Definition
honky dory
Everything is a-ok. Its all good.
Originated by post WW II US Sailors on liberty in Yokosuka, Japan. The strip right outside the main gate to the US Naval Base was called (and still is) Honcho Dori (means book district street in Japanese). Times were wild and there was no better sailor port in the world at the time. This was bastardized to Honky Dory by the sailors and it came to mean if you came from Honky Dory then everything had to be good or 'honky dory'.
a: Do you still have piles in your ass?
b. No, I quit drinking that Budweiser piss and now everything is honky dory.
So Hunky Dory means I'm Hot and Aok :t_up:for a 60 year old. Thats cool i
http://www.4-traders.com/HEARTLAND-N...518/consensus/
Yes it looks good according to the analysts with a consensus price target of $1.35...obviously research put out before yet another 10% in the GDT auction price overnight. (The tenth straight fall now) :eek2: Still this latest further severe fall quite obviously makes no difference as analysts appear completely unconcerned by HNZ's dairy customers who are leveraged to an average rate of 61% being able to repay, go figure ? I am not sure what brand of happy pills those analysts are taking but I want some !!.. and .I have a sneaky suspicion that many HNZ shareholders would be happy to see me on them permanently and in very large doses :lol:
All hunky dory then and I am sure the almost unbelievable collapse in the last few months in the dairy price will have no effect whatsoever on the customers who HNZ have loaned $200m in terms of their ability to repay and seeing its the afternoon its not too early for a Tui or even two.
This must be good news for HNZ - ASB stops offering reverse mortgages.
Unless it's not such a lucrative niche as we would like to believe?
Definitely a work in progress. Think the main problem is sons and daughters who want to inherit their parents house.:):(:mad ;::eek2:
A Reverse Mortgage is not a nice product. The effect of compound interest at higher than mortgage rates, plus fees, is savage on owner equity. Doesn't seem much at the time.
You are not seeing the human side. What about Mr Jones who desperately needs that operation, but doesn't want to wait 12 months in the public system waiting list. Heartland are providing a great service that only 2 banks now offer. Most banks can't be bothered with the long signup process.
What's more, Heartland guarantees you will always have your house (even if the loan is a high as the value).