Agree with all of this, very true.
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Okay apologies I see what you mean now.
Trust me I probably know that better than you, you should see some of the woke BS I have to write up in a class called *********. This mandatory paper has me learning all about unconscious bias, how we are all racist ect. Now of course I can see right though all this crap, but have learnt to just keep my mouth shut, so I can maintain an A average. There is no room for debate or discussion in our universities, whether it's that paper or finance. I cringe every time my finance lecturer states that the stock market is very risky lol.
Yep thats exactly what I am getting at.
Awesome post, would love to hear more about it sometime.
Incredible that you are actually the real woke one - Awoke to whats really going on. It's like you are a skeptical 40 year old in a 18 year olds body.
Easy for us to see it for what it is as it's all developed since we were your age and we didn't grow up with it from a young age, in other words we weren't indoctrinated like your generation.
How many others like you are there, at your school and uni, like out of 100 how many would see it like you see the 'Perspectives' paper?
The good thing is that later, in the markets and in the corporate world, you'll be competing with and investing alongside others who spent their time learning that crap instead of learning how to invest.
Value, uni has changed since I was there. But employers haven't, they still appreciate good comms incl spelling ... ect = etc, write though = right through
No need to pay me, thanks will do, hehehe
what a rediculous statement , most people work all there lives and some enjoy wealth from investing as well.
just look at yourself .
anyway if value NZ can make it with out working full time for ever he will have been in the minority. wish him the best as starting young gives better odd's of acheivement.
yep no one can predict anything with 100% certainty.
So would you guess property will stay flat to reach 3x median
or fall to reach that level
or will it become the norm to always be 7 x + median considering everyones real wages are falling every year
when you guess that your be able to work out a probable est of future selling prices of OCA units
Yeah no idea, my guess is that it will stay flat-ish to correct so nominal prices might hold up while a couple of decades of inflation do the correction. Only need inflation of 2-3% while nominal prices stay flat.
OCA units don't need to be tied to it. There will be a demand for this service that will grow, not only due to demographics.
. as you say flat which i tend to think as well at the moment and yea demand for units is there but under a flat price senario even with 2 - 3% inflation OCA margins are being eaten away are they not. sure you might say they can raise prices to compensate for this but then will all the competition do the same and then at what unit price level would demand fall away. :scared: so many variables but like you say float should keep increasing but that doesnt save the ship does it if your margins are shrinking.