with a demo you can fake it until you make it.
i think i will go with pepperstone for the fx and later go to oanda for the cfd stuff.
pepperstone have extra small spreads and allow an acct with nzd.
the exchange rate risk is alot smaller now than it was when we were like 60c though. loading an acct at 60c then watching it go to 85c wouldnt be much fun. now it is more likely to go the other way.