Originally Posted by
SailorRob
You once again miss the entire point.
Index returns are what you can get guaranteed and for a very low fee. If you can't beat that return then you are wasting money.
So if you continually underperform the index you will make way more money by giving up.
If you work out how many dollars you need for retirement and that can be achieved easily by index returns then probably the best course of action.
You have messed up massively again, need to remove 11 screens and FOCUS.