Congrats to you too Pumice.
I studied extramurally via Massey University. so it was all done at home really. I only had to go to Massey's Albany campus to sit the exams and attend a few tutorials. Re the grades, yes I definitely got better in the second semester in terms of actually preparing for and sitting the exams.
Yes employment is going to be a challenge with the lack of work experience so I'm expecting it will take some time. The Reserve Bank wouldnt take me for their new Auckland office hahah
Still, summers here so its not a bad time to be free ;+)
And I will be offering comprehensive financial plans to anybody who is interested too. Have a few lined up already to get me rolling.