Out of 153 loans, I have had 21 repaid in full. Effective interest rates on these has been OK with the worst one being about 7.24%. I think any loan repaid in the first 6 months should have an adjustment to the 1.25% fee on the principal.
3 loans are in arrears for more than a month. Often the arrears are just short term.
Getting logged out all the time annoys me. The informed me a new update of the site is coming up so hope that improves things.