Yes, I'm not doubting they will all suffer if we have a similar scenario play out in the future, but my view is that OCA will suffer less. OCA's aged care is not so much about "Hey let's sell our house, move into a unit that's cheaper, and retire in a nice little village." It's more about "Hey Mum is sick, she needs care. Let's find her a place where they'll take care of her." This side of OCA's business is needs based and is somewhat defensive IMO.