Filthy rich in your eyes might be less poor in my eyes. But over time are you referring to 20 years or more. In my time I'm referring 1 to 3 years, most of my portfolio is sharetrading. So we are talking about two different types of investing. No worries, we are both after the same goal in different ways, I just can't be bothered waiting around 20 years. ps How much is filthy rich;).