no wonder the share price has performed dismally cant even get a webcast right
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no wonder the share price has performed dismally cant even get a webcast right
I am sorry I had to go out and help a family member so missed the web cast until 10 past 11.
Do not know whether anyone asked about eps growth.?
No I think they are up front about Australian growth driving the restructure,driven mainly by RELs,although they see other opportunities too.
They have been looking to lower their exposure from large loans, where they have competition from the major banks, to a lot of smaller loans.
So rural lending, including dairying, is now focused on livestock.
The out come of this, is as you point out, better margins,but I like the facts they lower their risks, and can recycle funds quickly,as the loans are for shorter terms..
Interesting were Chris Floods comments about motor vehicle lending.Still an active market,with much better quality lending ,with few poor loans.[TRA should be the same].
Suppose a morning AGM would have saved a few bob on the grog bill ....and probably reduced the numbers that attended.
[QUOTE=Beagle;729714]I hate it when people work out why I didn't attend lol.
Gone downhill.
4pm Friday afternoon was delightfull.?
"
Heartland Bank Limited (Heartland) (NZX: HBL) is pleased to advise that all resolutions put to shareholders at its Annual Meeting were passed."