Geoff and Jeff have taken a vision of a listed NZ Bank and made it a reality.
Customers,Staff,Investors,and Shareholders are enjoying the benefits of their vision.
Heartland Bank has been best described,by our own Brian, as "young and nimble".
The "young and nimble" are being guided by very wise heads.
Having plenty on skin on the line will keep them focussed for future opportunities,here and in Australia,without having to carry the heavy baggage the Australian Banks have landed themselves with.