I’m hoping using advice will value add to my decision making. Studies suggest advice should add at least 1-2% pa. No idea if those studies are bunk/self interested.

(In health we can medically manage (with meds) a heart attack, but if patient goes to a specialist for intervention (stent) etc then outcome is better for patient). That’s what I’m looking for.

Always read your investment strategies posts Kiora.
Have my own investment plan, drifting along, moving more to Bobdn strategy as time goes by. Which I’m happy with, but want to make sure I’ve got everything covered off.